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Insurance companies have become integral in the lives of many peopleand organizations. The numbers of risks we face have been on an incline, a reason for the increased demand for insurance. We all face an array of risks ranging from accidents, risks of being victims of calamities and disasters, the risk of falling sick and lastly, the risk of life.

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The pain and financial demands that come with these risks are at times overwhelming. Insurance is one of the main ways one gets prepared for the worst. Below are the
1. AXA

With a presence in at least 56 countries, a 157,000 employment base, and a 102 million customer base, AXA is arguably the leading insurance group in the world. Its main products include a concentration in life insurance, asset management, saving and casualty insurance, dating back to 1817, the company is headquartered in Paris and has a presence in all the continents save for Australia. On average, the company makes revenue of about €100 billion per year.

2) Zurich Insurance Group

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Switzerland headquartered insurance company, Zurich Insurance Company has a global presence that has carefully been built and spread since 1872. Together with its subsidiaries, the company operates in at least 170 countries and makes an average of $60 billion every year. Its core businesses include global life insurance, general life insurance, and farmers insurance. The company gives products to individuals as well as all business sizes. Zurich has an employee base of about 55,000 cut across all the continents.

3) China Life Insurance

China has fast caught up with the world in almost all sectors, not to mention the insurance industry. China Life Insurance, one of the largest in the world, is a state-owned insurance and financial service provider. In addition, it is a key player in the Chinese capital market, with its contributions as an institutional investor providing an important contribution.

Started in 1949, it is a state-owned insurance company that began as Peoples Insurance Company of China. It was restructured in 2003 as China Life Insurance Company. Today, it has seven subsidiaries that run its key businesses within pension plans, insurance, property and casualty, asset management, overseas operations and investment holdings. In terms of market capitalization, China Life Insurance is the largest in the world.